Auto insurance for everything you drive in the Metro East
Babcock covers the car in the driveway and the toys in the garage. As an independent agency with a wide vehicle appetite, we shop multiple carriers to find you the right rate for the way you actually drive.
How does Babcock find the right auto insurance?
Babcock Insurance & Financial Group is independent, so we compare carriers on both coverage and rate instead of quoting one company. We cover cars and trucks along with motorcycles, boats, RVs, and ATVs, and we have written policies for Metro East drivers from our Glen Carbon office since 1995.
Illinois law requires minimum auto liability limits of $25,000 per person, $50,000 per accident, and $20,000 for property damage, enforced by the Illinois Secretary of State.
If it has wheels, a hull, or a throttle, we can write it
Our vehicle appetite is wide, so most of your household can sit on the right policies with one agency that knows all of it.
- Personal autoYour daily cars and trucks.
- Commercial autoWork trucks, vans, and fleets.
- MotorcycleStreet bikes, cruisers, and touring.
- Boat & watercraftRunabouts, pontoons, and jet skis.
- RV & motorhomeCampers and travel trailers.
- ATV & UTVFour-wheelers and side-by-sides.
- Classic & collectorShow cars and weekend drivers.
- Bundled auto & homeOne team, one renewal to track.
Why shop your auto insurance with an independent agent
Rates creep at captive brands. You sign up at a good number, and a few renewals later the premium has climbed while your driving has not changed. A captive agent can only offer you that one company’s price, so when it drifts up, your options are stuck.
Babcock is independent. One team shops Pekin, West Bend, Hartford, and other carriers, then brings you the coverage and rate that fit. When your auto renews high, we can move it rather than shrug. And because we write your home too, we can bundle the two and compare the total, so the discount goes to you instead of the carrier.
“They saved us money on our car insurance and actually explained the coverage instead of just handing us a bill.”Jennifer M. · 5★ · Google review
Auto insurance questions, answered
How can I lower my auto insurance rate?
The most reliable way to lower an auto insurance rate is to compare more than one carrier, since each company prices the same driver differently. Babcock Insurance is independent, so the team can move your policy to a better-fit carrier as your situation changes, review your coverage limits and deductibles with you, and look at bundling your auto with home to see whether a package lowers the total. You keep the coverage you need instead of cutting protection to chase a number.
Do you cover motorcycles, boats, and RVs?
Yes. Alongside personal and commercial auto, Babcock Insurance writes coverage for motorcycles, boats and watercraft, RVs and motorhomes, ATVs and UTVs, and classic or collector vehicles. Because the agency is independent, the team matches each toy or vehicle to a carrier that understands it, so your bike, boat, or camper is covered the way it should be rather than squeezed onto a policy that was not built for it.
Should I bundle auto with home insurance?
Bundling auto and home with the same carrier often lowers your total premium and gives you one team to call when something happens. It is worth comparing, though, because the best home carrier and the best auto carrier are not always the same company. Babcock Insurance is independent, so the team quotes both bundled and separate, then shows you the honest math and lets you decide.
Let’s get you the right rate.
Tell us what you drive, from the daily commuter to the boat you only take out in July. We’ll shop our carriers and bring you coverage that fits. No cost, and no pressure.
4.9★ from 50 Google reviews · Independent, family-owned since 1995